Category: HDB Renovation

Embarking on the journey of renovating your resale HDB flat in Singapore is akin to navigating uncharted waters. It’s a significant undertaking that demands meticulous planning and collaboration between you, the homeowner, and the chosen interior designer or contractor.

A well-executed renovation not only enhances your living experience but can also yield substantial returns on investment when the time comes to sell. This essay breaks down the intricate process of renovating a resale HDB flat in Singapore, providing insights into the three pivotal phases: Initial Planning, Site Works, and Handover.

Phase 1: Initial Planning

The initial planning phase serves as the foundation for a successful renovation, requiring you to take the reins before consulting with your interior designer (ID) or contractor.

Step 1: Create Mood Board

Begin by conceptualizing the desired theme or design for your home. Utilize platforms like Pinterest and Instagram to compile a mood board, encompassing images of home designs, color palettes, furniture, and even materials. Considering the contemporary reliance on electronic devices, ensure the inclusion of easily accessible charging areas for added functionality.

Step 2: Outline Priority List and Functional Requirements

Define your priorities and functional needs for each room. Whether it’s a spacious kitchen, a dedicated home office, or ample storage space, tailoring the space to your lifestyle is crucial.

Step 3: Engage an Interior Designer/Contractor

Conduct thorough research before choosing an ID or contractor. Scrutinize portfolios, read customer reviews, and seek recommendations from friends. Engage in discussions with short-listed professionals, ensuring they align with your vision, are responsive to your ideas, and offer viable alternatives when needed.

Step 4: Get HDB Permit

Before any demolition or hacking works, your ID should apply for approval from the Housing Development Board (HDB). This involves submitting the necessary documents, with the permit costing around $300 to $400. The approval process may take three days for minor works and up to a week for extensive renovations.

Phase 2: Site Works

With the HDB permit secured, the renovation moves to the site work phase, divided into preliminary and demolition works, delivery of materials, and plumbing, electrical, tiling, and ceiling works.

Week 1: Preliminary & Demolition

Works Protective sheets are laid during the preliminary works, lasting a day. Subsequently, demolition works commence, including hacking of floors and walls, dismantling of built-in carpentry, and disposal of construction debris.

Week 2-3: Delivery of Materials & Plumbing Works

Plumbing works coincide with the delivery of tiles and construction materials. Pipes are installed, and the groundwork is laid for subsequent phases.

Week 3-5: Electrical, Tiling, and Ceiling Works

Tiles are positioned for approval before installation, and floors are screeded. Electrical and ceiling works commence, involving wiring for lighting points.

Week 6-7: Carpentry Measurement & Painting

Carpenters measure for new furniture, while the first coat of sealer and paint is applied to walls and ceilings.

Phase 3: Handover

This walkthrough serves as an opportunity to scrutinize the outcomes, address any minor touch-ups, and ensure that the final result aligns seamlessly with your expectations. The handover is not just a transfer of keys; it’s the realization of your vision and the moment you officially step into your renewed home, embracing the comfort and style you’ve meticulously curated throughout the renovation process.

Week 8-12: Carpentry Installation, General Clean-Up & Handover

Cabinets are assembled, and the final touches, including paint, lights, and cleaning, are added. The ID conducts a walkthrough, addressing any touch-ups required.

Renovating a resale HDB flat in Singapore demands strategic planning and collaboration. By navigating the distinct phases of initial planning, site works, and handover, homeowners can transform their living spaces into personalized sanctuaries. With careful consideration and attention to detail, the renovation journey becomes a rewarding experience, adding both comfort and value to the home.

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Frequently Asked Questions About Renovating Your Resale HDB Flat

Embarking on the renovation journey for your resale HDB flat in Singapore comes with a myriad of queries. Here, we delve into the frequently asked questions, shedding light on critical aspects of cost, duration, and necessary approvals.

1. How much does it cost to renovate a resale HDB flat?

Renovating a 4-room resale HDB flat, spanning approximately 90 square meters, involves varying costs. The total expenditure can range from $40,000 and beyond, contingent on several factors. The age and condition of the flat, the scope of the renovation, the materials chosen, and the interior design firm or contractor engaged all contribute to the overall cost. It’s imperative for homeowners to meticulously consider these elements to align the renovation budget with their expectations.

2. How long can an HDB renovation last?

According to the Housing Development Board (HDB), renovation works for resale flats must be accomplished within one month from the approval of the renovation permit. This timeline ensures a streamlined and efficient process. However, flexibility is inherent in the system, allowing for extensions if required. Upon completion, homeowners are obliged to promptly inform the HDB branch overseeing their flat. This adherence to timelines ensures a smooth transition and avoids any potential complications.

3. What should homeowners prioritize during the initial planning phase?

Homeowners should create a mood board, outline their priority list and functional requirements, engage with an interior designer or contractor, and obtain the necessary HDB permit before proceeding with any renovation works.

4. Do I need approval for HDB home renovation?

Yes, obtaining prior approval from HDB in the form of an HDB permit is mandatory before initiating any demolition or hacking works for your renovation. The permit acts as a crucial regulatory step to ensure compliance with guidelines and standards. The application process involves submitting necessary documents, and the cost typically ranges from $300 to $400. Adhering to this prerequisite not only ensures a legally compliant renovation but also paves the way for a hassle-free transformation of your HDB flat.

5. How can I ensure my HDB renovation aligns with the required standards?

Opt for a reputable and reliable HDB-licensed renovation company like KWYM Interior Designs which has managed hundreds of renovation projects like yours. Choosing a company with a proven track record ensures a higher likelihood of compliance. Prioritize a company with specific resale HDB renovation experience, capable of obtaining the necessary permits and approvals. This expertise streamlines the regulatory process and minimizes the risk of oversights.

Throughout the renovation, maintain vigilance to guarantee adherence to essential safety measures and HDB guidelines. Regular checks and open communication with the renovation company contribute to a secure and standards-compliant project.

Non-compliance with HDB security and compliance standards carries penalties. These repercussions may include fines and, in more severe cases, suspension of the ongoing renovation work. HDB may also impose corrective actions, requiring the renovation company to rectify any deviations promptly. In extreme cases, the authority reserves the right to suspend the license of the renovation company, emphasizing the importance of meticulous adherence to established standards.

6. Can renovations start while the resale flat is still under the seller’s name?

Yes, renovations can commence while the flat is still under the seller’s name. To do so, homeowners need to have their interior designer submit an Indemnity Form signed by both the current and future homeowners to HDB, a process that may take one to two weeks for approval.

7. Can the HDB renovation permit be extended if needed?

Yes, HDB allows for extensions to the renovation permit if required. This flexibility in the timeline caters to unforeseen circumstances or additional work that may arise during the renovation process.

8. Are there restrictions on renovation timings for resale HDB flats?

Yes, HDB has specified timings for general and noisy renovations. General renovations, such as plastering and painting, are allowed from Monday to Saturday between 9 am and 6 pm. Noisy renovations, involving activities like demolishing walls, are restricted to Monday to Friday between 9 am and 5 pm.

9. What happens during the handover phase of the renovation?

The handover phase involves a walkthrough with the interior designer, where homeowners can identify areas that may require touch-ups. This is the opportune time to ensure that the final details meet expectations and any necessary adjustments are addressed.

Clarity on these frequently asked questions lays the groundwork for a well-informed and successful renovation endeavor. From budget considerations to adhering to timelines and securing necessary approvals, navigating these crucial aspects ensures that the renovation process unfolds seamlessly, resulting in a transformed and personalized living space.

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Why Choose KWYM Interior Designs

Choose KWYM Interior Designs for a resale HDB renovation experience tailored exclusively to your preferences and needs. Unlike generic one-size-fits-all packages, we prioritize your unique vision, ensuring a personalized transformation for your resale HDB home. With over a decade of expertise in resale HDB renovations since 2009, our team brings valuable insights and a wealth of experience to intricate projects.

Why entrust your home renovation to us?

1. Unmatched Customisation: Enjoy the freedom to craft a design and renovation plan uniquely tailored to your preferences without limitations imposed by predefined packages.
2. Quality Assurance: Handpick top-quality materials, and let skilled craftsmen bring your vision to life, ensuring a superior and durable outcome for your home.
3. Transparent Costing: Our transparent pricing model ensures a clear understanding, empowering you to make informed decisions without hidden charges.
4. Flexibility and Collaboration: We prioritize open communication and collaboration, accommodating your evolving preferences without rigid constraints, making your dream home a collaborative effort.
5. Diverse Options: Explore a myriad of choices without being confined to specific suppliers, aligning perfectly with your vision for a truly personalized space.

Certifications and Accreditations

1. CaseTrust Accreditation: Upholding fair trading and transparency, instilling confidence in our integrity and high standards.
2. BCA Approval: L1 Grading accreditation by the Building and Construction Authority, showcasing competence and adherence to industry standards.
3. HDB License: Holding a renovation contractor license from the Housing & Development Board, testifying to our capability to manage projects associated with public housing in Singapore.
4. BizSafe Level 3: Ensuring workplace safety and risk management, creating a secure environment for both clients and workers.
5. General Builder License: A Class 2 license highlighting diversified capabilities in various construction works, emphasizing our dedication to delivering a wide range of construction services.

At KWYM Interior Designs, we are committed to empowering you to create a space that is both aesthetically stunning and perfectly functional, reflecting your personality. Your home is more than just a project – it’s your sanctuary, and our commitment is to make it everything you dream of, without the limitations that packaged deals often bring.

In your journey as a homeowner, contemplating home renovations to align with your personal preferences and comfort is a common consideration. When seeking renovation contractors, you can utilize HDB’s e-Service to explore options from the Directory of Renovation Contractors (DRC) or identify a BCA Approved Window Contractor. The contractors listed in the DRC are familiar with HDB’s requirements, prioritizing the protection of the building’s structural integrity. It’s important to note that HDB neither endorses nor guarantees the quality of their work.

Engaging these contractors entails a private contract between you and the chosen professionals, with HDB not involved in the arrangement. The contractors bear full responsibility for fulfilling contractual obligations, including the quality of their work. In the event of disagreements regarding pricing, schedules, or work quality, it is incumbent upon both parties to resolve the matter privately. If an amicable resolution proves challenging, seeking assistance through organizations like CASE, Singapore Mediation Centre, or the Small Claims Tribunal is recommended. Alternatively, legal recourse through court proceedings is also an option.

For valuable tips on selecting a contractor, you can consult CASE’s Consumer Guides and refer to CCCS’ Fair Trading Practices. These resources offer insights to help navigate the process of finding a reputable contractor for your renovation needs.

Consider these crucial points when planning your renovations:

Responsibilities of Flat Owners

Renovation Contractor Selection

When selecting a contractor for your renovation, it is imperative to exclusively opt for professionals listed in the Directory of Renovation Contractors (DRC). This stringent selection criterion applies to all renovation tasks, irrespective of whether they necessitate prior approval from the Housing and Development Board (HDB). Engaging contractors solely from the DRC ensures a standard of competence and adherence to guidelines, contributing to the overall quality and compliance of the renovation work. This practice not only aligns with HDB regulations but also serves as a proactive measure to uphold the integrity and safety of the renovation process within HDB flats.

Demolition and Hacking

Before initiating demolition or hacking activities within your HDB flat, it is crucial to secure prior written approval from the Housing and Development Board (HDB). This procedural step is essential to guarantee that such actions do not compromise the structural integrity of the building or jeopardize public safety. Unauthorized demolition or hacking poses significant risks to both your household and neighboring residents. By adhering to the requirement of obtaining written approval from HDB, you not only comply with regulatory protocols but also contribute to maintaining a secure and safe living environment for yourself and those around you.

Approval Compliance

It is imperative to instruct workers exclusively for demolition or hacking activities that have received prior approval from the Housing and Development Board (HDB). Strict adherence to the approved renovation timings is equally vital to prevent any disturbance or inconvenience to neighbors. By ensuring that all workers follow the sanctioned demolition or hacking plans and adhere to the stipulated renovation hours, you contribute to a harmonious living environment within your community. This proactive approach not only aligns with HDB guidelines but also reflects a commitment to responsible and considerate renovation practices.

Legal Consequences

Failure to engage contractors exclusively from the Directory of Renovation Contractors (DRC) or violating the regulations outlined in the Housing and Development (Renovation Control) Rules can have severe legal consequences. This includes the potential for prosecution, particularly in cases involving unauthorized demolition or hacking activities. Adhering to these rules is a legal obligation and a critical step to ensure the safety, structural integrity, and overall compliance of renovation work within HDB flats. Choosing DRC contractors and abiding by established guidelines serves as a protective measure against legal repercussions and upholds the standards set by HDB for responsible renovation practices.

Responsibilities of Flat Owners

As a flat owner, it is paramount to assume responsibility for ensuring that any renovations conducted within your property align meticulously with the guidelines set forth by the Housing and Development Board (HDB). Engaging only contractors listed in the Directory of Renovation Contractors (DRC) is a critical aspect of this responsibility, as it ensures adherence to established standards and regulations. Failure to comply with these guidelines may result in serious consequences, including fines of up to $5,000 and additional penalties. By diligently overseeing the renovation process and strictly adhering to HDB regulations, flat owners play a pivotal role in maintaining the integrity, safety, and compliance of their living spaces within the broader community.

Offenses and Penalties

In the realm of offenses and penalties, flat owners risk fines for failing to engage a Directory of Renovation Contractors (DRC) contractor or violating Housing and Development Board (HDB) rules. For DRC contractors, penalties are incurred for breaching HDB’s regulations. On the other hand, conducting renovations as a non-DRC contractor is considered an offense, emphasizing the importance of strict adherence to HDB guidelines for all parties involved in the renovation process.

Timings for Renovations

When planning renovations, it is essential to maintain open communication with neighbors by providing them with advance notice at least 5 days before the commencement of the project, especially those residing within a 2-unit radius. To ensure a harmonious living environment, any Do-It-Yourself (DIY) work generating noise should be confined to the hours between 7:00 am and 10:30 pm. Additionally, it is crucial to use only approved tools and adhere to the specified timeframes for completing tasks. These considerations contribute to a considerate and neighbor-friendly renovation process, promoting understanding and minimizing potential disruptions within the community.

Use of Tools and Pre-packed Material

In the utilization of tools and materials during renovations, it is imperative to adhere to guidelines that emphasize precision and cleanliness. Renovation contractors should limit the use of tools to a maximum of two approved handheld power tools simultaneously. Furthermore, for floor finishes, the adoption of pre-packed screed is recommended, while pre-packed plaster is advised for wall finishes. This approach not only ensures efficiency in the renovation process but also promotes a cleaner and more streamlined execution of the work, contributing to the overall quality and compliance of the project.

Completion of Renovation Work

Efficient completion of planned renovations is crucial, with a timeframe stipulation of 1 month for existing blocks and 3 months for newly completed blocks. It is essential to adhere to these deadlines to ensure a timely and organized renovation process. Upon completing the renovations, flat owners should promptly notify the managing Housing and Development Board (HDB) Branch. This notification is not only a procedural requirement but also contributes to effective communication and coordination between the residents and HDB, facilitating a smoother conclusion to the renovation project.

Dispute Resolution

Open and transparent communication is key when resolving disputes during the renovation process. Engaging in discussions with the contractor about pricing, schedules, and work quality is a crucial initial step to address concerns. In the event of dissatisfaction or unresolved issues, seeking assistance from consumer advocacy organizations such as the Consumers Association of Singapore (CASE) or the Small Claims Tribunals can provide a fair and impartial platform for resolution. If necessary, legal remedies are available, emphasizing the importance of a proactive and informed approach to dispute resolution in the context of home renovations.

Disallowed Renovation Work

Here are instances of prohibited renovation activities according to HDB regulations. Some may necessitate HDB permits, and it’s crucial to familiarize yourself with the guidelines before commencing any renovation:

General Examples of Disallowed Renovation Works

1. Overloading structures, jeopardizing building integrity and safety.
2. Altering external building facade or compromising public safety.
3. Creating public nuisance, fire hazards, or intrusions into public space.
4. Violating lease agreements, statutory regulations, or requirements.
5. Additionally, consult My HDBPage for specific renovation guidelines applicable to your flat.

Examples of Disallowed Building Works

1. Hacking or removing structural members like reinforced concrete walls, columns, beams, slabs, and staircases.
2. Excessive overloading of floor slabs beyond 150kg per square meter.
3. Plastering ceilings.
4. Partitioning with combustible or toxic emission materials.
5. Raising floor levels beyond the allowed thickness of 50mm.
6. Extending floor area by covering void spaces.
7. Repositioning or enlarging chute openings.
8. Painting external parts of the building.
9. Installing awnings or fixtures outside the flat.
10. Laying floor finishes outside entrance doors without a designated recess area.
11. Removing pitched roof ceilings at the topmost floor unit.
12. Changing the use of a planter box.

Examples of Disallowed Sanitary and Plumbing/Gas Works

1. Constructing water tanks in bathrooms other than using ready-made options.

Examples of Disallowed Window/Door/Grilles Works

1. Installing casement windows facing common corridors.
2. Replacing or tampering with safety railings/grilles provided by HDB or developers.
3. Enclosing planter boxes with solid metal external grilles.
4. Installing overhead grilles (caging up) at interaction balconies.
5. Relocating sliding doors at balconies where window installation is prohibited.
6. Placing reflective film over windows, exceeding 20% daylight reflectance.

Examples of Disallowed Air-Conditioner Installation Works

1. Enclosing air-conditioner ledges.
2. Changing the use of air-conditioner ledges.

Examples of Disallowed Works for Open Terrace at Loft Units and Open Balconies:

1. Partial or total enclosure.
2. Adherence to these guidelines is essential to ensure a smooth and legally compliant renovation process.

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Choosing KWYM Interior Designs for your HDB Renovation

Choose KWYM Interior Designs for a personalized and tailored home renovation experience. Unlike one-size-fits-all packages, we prioritize your unique vision and needs. With over a decade of experience since 2009, we have successfully completed numerous projects in residential and commercial spaces, providing valuable insights and expertise for intricate renovations.

Why choose us?

• Unmatched Customization: Craft a design and renovation plan uniquely tailored to your preferences and needs without limitations imposed by predefined packages.
• Quality Assurance: Handpick top-quality materials and engage skilled craftsmen for a superior and durable outcome.
• Transparent Costing: Our transparent pricing model ensures clear understanding, empowering you to make informed decisions without hidden charges.
• Flexibility and Collaboration: Prioritize open communication and collaboration, accommodating your evolving preferences without rigid constraints.
• Diverse Options: Explore a myriad of choices without being confined to specific suppliers, aligning perfectly with your vision.

Certifications and Accreditations

• CaseTrust Accreditation: Upholding fair trading and transparency, instilling confidence in our integrity and high standards.
• BCA Approval: L1 Grading accreditation by the Building and Construction Authority, showcasing competence and adherence to industry standards.
• HDB License: Renovation contractor license from the Housing & Development Board, testifying to our capability to manage projects associated with public housing in Singapore.
• BizSafe Level 3: Ensuring workplace safety and risk management, creating a secure environment for both clients and workers.
• General Builder License: Class 2 license highlighting diversified capabilities in various construction works, emphasizing our dedication to delivering a wide range of construction services.

At KWYM Interior Designs, we are committed to empowering you to create a space that is both aesthetically stunning and perfectly functional, reflective of your personality. Your home is more than just a project – it’s your sanctuary, and our commitment is to make it everything you dream of, without the limitations that packaged deals often bring.

Home renovation can be a complex and time-consuming process, whether you’re working on a private condominium or a public housing flat like an HDB unit. The decisions to make and arrangements to handle can be overwhelming. If you’ve gone through this process before, you know that there are unique considerations when switching from a condo to an HDB flat, or vice versa. In this essay, we’ll delve deeper into these key differences and some common instances where they diverge.

Renovation Costs

When considering renovation costs, it becomes evident that renovating a HDB flat can be a significantly costlier endeavor compared to refurbishing a pristine condominium unit. The distinction arises from the fact that condominiums often come equipped with pre-installed kitchen and bathroom fittings, along with essential home appliances such as washing machines and ovens. In stark contrast, HDB flats commence as blank canvases, necessitating comprehensive customization, particularly when homeowners decide not to include optional components like flooring, sanitary fittings, and bedroom doors. Consequently, the need for a more personalized approach in HDB flats can lead to an increase in overall renovation expenses.

Restrictions & Rules

Navigating the realm of restrictions and rules is paramount when it comes to renovating both condominiums and HDB flats. In place to preserve the structural integrity and aesthetic harmony of the buildings, these regulations are a common thread between the two. However, condominiums may introduce an added layer of complexity through developer-imposed restrictions that go beyond standard guidelines. A case in point could be the installation of decorative window grilles or main gates in a condo, which might trigger complications with the Management Corporation Strata Title (MCST). Therefore, to steer clear of potential pitfalls, it’s imperative to remain vigilant and regularly consult the MCST for the most up-to-date renovation guidelines.

Renovation Timelines

The element of time takes center stage when considering renovation timelines, revealing distinctions between refurbishing a condominium unit and an HDB flat. The differences stem from separate sets of regulations and governing bodies that come into play. While HDB renovations are guided by the regulations set forth by HDB, condominiums follow the by-laws dictated by their respective Management Corporation Strata Title (MCST). These MCST-established by-laws may specify particular timeframes and durations within which renovation work can take place, often leading to a potential delay in the renovation process. Consequently, it becomes imperative to meticulously plan for a longer renovation timeline when dealing with a condominium, taking into account the added layers of regulatory compliance.

Access Restrictions

When it comes to access during the renovation process, condominiums present unique challenges compared to HDB flats. In a condo setting, access to the premises can be subject to restrictions that differ significantly from the more open environment of HDB flats. Unlike the latter, where renovation contractors generally have relatively unhindered access, in condominiums, they are typically required to obtain prior approval from the Management Corporation Strata Title (MCST) before entering the premises. Furthermore, in the case of a new condominium, it’s quite common to find multiple units simultaneously undergoing renovation. This necessitates the crucial step of securing approval well in advance, ensuring that adequate resources such as elevators and parking spaces are available to accommodate the requirements of your renovation crew. This meticulous planning is essential to avoid any logistical obstacles during the renovation process in a condo.

Waste Disposal

Managing waste disposal presents a noteworthy contrast between HDB flats and condominiums. In HDB flats, the process is relatively straightforward, with the Town Council offering a complimentary bulky item removal service for residents. This service proves particularly valuable during renovation projects, given the potential accumulation of a substantial volume of debris and waste. However, in the context of condominiums, this same level of convenience may not be readily available.

In condo settings, it falls upon your interior designer or contractor to make the necessary arrangements for the professional removal of debris. These arrangements must adhere to the condominium’s by-laws and secure the crucial approval of the Management Corporation Strata Title (MCST). It’s paramount to follow these guidelines meticulously, as improper removal not only risks incurring costs but can also result in damage to common property. In such cases, you may find yourself held responsible for any associated liabilities. Therefore, understanding and adhering to the waste disposal procedures specific to condominiums is essential to avoid complications and maintain the integrity of the common areas.

While renovating any home can be a complex endeavor, the type of property you choose can significantly impact the process. Understanding the specific differences and challenges associated with renovating an HDB flat or a condominium is crucial to ensuring a successful and stress-free renovation experience. Always consult with experts and relevant authorities to navigate the unique requirements of your chosen property type.

As homeowners, it is our responsibility to regularly check and maintain our HDB flats, including their internal fittings and fixtures. Regular maintenance not only preserves the aesthetics and functionality of your living space but also helps prevent issues from deteriorating, becoming safety hazards, and incurring higher repair costs. In this essay, we will discuss various aspects of home maintenance and provide tips to help you get started.

Ceiling Leaks

Ceiling leaks are a common issue in older flats, especially in wet areas like bathrooms and toilets. These leaks occur when the waterproof membrane and screed in the floor slab deteriorate due to wear and tear, leading to water seepage. Common signs of an HDB flat ceiling leak include watermarks or stains extending from the ceiling along the wall.

If you encounter a ceiling leak, both upper and lower-floor flat unit owners are responsible for its maintenance. If the leak is from the roof of the block (for top-floor units), you should contact your Town Council to have it rectified. If you’re on the second floor and water is leaking to the void deck, the cost of repair is typically shared between the Town Council and yourself.

The recommended repair for a ceiling leak is re-screeding, which involves removing the tiles to replace the waterproof membrane and screed. However, depending on the severity of the leak, alternative repair methods may be required. It’s essential to discuss the best option with your contractor.

Spalling Concrete

Spalling concrete is another issue often found in older flats, occurring when steel bars embedded in the ceiling deteriorate, causing pieces of concrete cover to fall off. This problem is more prevalent in high-humidity areas like bathrooms and may manifest as an HDB flat ceiling crack.

To prevent spalling concrete, consider the following measures:

• Repaint your ceilings regularly to provide a protective layer.
• Reduce humidity in wet areas by improving ventilation.
• Seal ceiling cracks promptly.

Early identification of spalling concrete is crucial, as addressing it promptly can prevent it from becoming a safety hazard.

Windows

Windows are often overlooked but play a crucial role in protecting your home from the elements. Over time, they can sustain damage due to exposure to harsh conditions such as extreme weather and dust accumulation.

Regular checks are essential to maintain your windows. Follow the 3Cs: Check, Clean, and Change. If you find any issues, engage a contractor from the Building and Construction Authority (BCA)’s list of Approved Window Contractors for repair or replacement. Neglecting window maintenance can lead to serious consequences, including fines and legal repercussions.

Dislodged or Popping Tiles

Tiles in your flat may become dislodged or pop due to temperature changes or water absorption. If your flat is within its defect liability period (usually one year), HDB can help with repairs. They also offer goodwill repairs for dislodged tiles they provided for up to 15 years. Beyond 15 years, you should arrange for repairs with your contractors.

While waiting for repairs, take the following precautions:

• Wear gloves to remove dislodged tiles and store them safely.
• Cover the affected area with cardboard, newspapers, or carpets.

Wall Cracks

Cracks in walls can occur due to the natural expansion and contraction of building materials over time. For hairline cracks, you can seal them with flexible sealant or elastomeric paint. If the cracks are wider, it’s best to engage a contractor for repair.

If you notice cracks outside your flat, contact your Town Council to investigate and carry out the necessary repair works.

Regular home maintenance is essential to ensure the longevity and safety of your living space. Consider setting aside a home maintenance budget for unexpected issues. For new flat owners, HDB provides extended warranties for specific defect types, offering peace of mind. Remember, taking care of your home not only enhances your quality of life but also safeguards your investment.

With the rising number of homeowners in Singapore, it’s pretty much a common journey for most of us to embark on a home renovation project. In fact, it’s highly likely that home renovation will end up being one of the most significant expenses in your lifetime.

So, let’s get down to brass tacks. How much should you prepare to spend on your home renovation? What are the key costs involved, and how can you keep your budget in check?

Here are some factors to consider:

HDB Renovation Cost in 2023

Your renovation costs can vary depending on the size of your HDB flat. If you’re dealing with a resale flat, it could also cost you more.

HDB Flat	Renovation Cost (Avg.)	Renovation for Resale (Avg.)
3 Room (60 to 65 sqm)	$32,000	$42,600
4 Room (90 sqm)	$42,600	$58,500
5 Room (110 sqm)	$52,100	$65,200

Please note these figures are approximate and sourced from Qanvast.

If you’re curious about renovating a condo or landed property, you can roughly estimate the cost based on floor area.

HDB Home Renovation

What’s Usually Included

Your renovation project may encompass various aspects, such as:

• Hacking (including labor for demolishing and rebuilding walls)
• Masonry (which covers flooring and tiling)
• Carpentry (wardrobes, cupboards, custom storage solutions)
• Ceiling and partition work (false ceilings, partition walls, etc.)
• Plumbing (fixtures like washbasins, taps, toilet bowls, shower sets)
• Electrical (outlets for lighting, data, heater, power points)
• Painting (for walls and ceilings)
• Glass and aluminum work (window panes, mirrors, partitions, grilles)
• Cleaning and polishing (entire house cleaning, debris removal, marble floor polishing, etc.)

Factors that affect Home Renovation Cost

The cost of renovating a home in Singapore is contingent on several factors:

1. Size and Type of Home: Larger homes incur higher renovation expenses. For instance, while small homes under 100 sqm may require budgets under $30,000, larger HDB flats can demand up to $70,000 for renovation. Additionally, the type of property, whether new or resale, significantly influences costs, with older properties often requiring extensive refurbishment.

2. Extent of Work: The scope of renovation work, such as hacking, masonry, carpentry, and additional fixtures, constitutes a significant portion of the budget. Factors like dismantling built-in fixtures, constructing new walls, or installing custom carpentry contribute to overall expenses.

3. Quality and Type of Materials: Material selection, ranging from flooring to wall decorations, profoundly impacts costs. For example, ceramic flooring is more affordable compared to marble, and opting for paint over wallpaper can result in substantial savings.

Home Renovation Cost 2023

Let’s break it down for some specific areas of your home renovation:

Living Room Cost: The cost of renovating your living room can vary based on your interior design choices. It may range from a low of $5,900 to a high of $52,800. The key expenses in the living room typically revolve around masonry (flooring) and carpentry for built-in furniture like TV consoles, cabinets, and shoe shelves.

Kitchen Cost: If you’re looking to save money during your HDB renovation, pay close attention to the kitchen. Carpentry and cabinets, which are often essential, tend to be the costliest components. Kitchen renovations can range from around $6,300 to as high as $34,100.

Bedroom Cost: Your bedroom can be an area where you economize a bit. By retaining your original HDB tiles, painting the walls, and opting for flat-packed wardrobes and bed frames, you can reduce your bedroom renovation expenses. Bedroom renovation costs can span from $6,900 to $52,700.

Bathroom Cost: When it comes to bathroom renovation, you have the potential to save considerably on new HDB BTOs. For resale flats, however, the bathroom renovation can be quite costly due to the need for waterproofing, anti-mould paint, and proper tiles. The bathroom renovation cost may fall between $3,600 and $37,200.

Miscellaneous Costs: Home renovations often come with various miscellaneous costs that aren’t typically reflected in interior design firm quotations. These expenses can add up and may involve other contractors. Examples include electrical work, painting, glass, aluminum, cleaning, and more.

Factors Affecting the Cost: Several factors influence the cost of your home renovation, including:

• Size and type of your property (HDB, condo, landed, etc.)
• Whether it’s a new or resale property
• Type and extent of work required
• The materials you want to use
• Your choice between an interior designer or contractor

HDB Renovation Rules: If you’re renovating an HDB flat, remember that you, as the flat owner(s), are responsible for the renovation works. Comply with these essential HDB renovation rules, including engaging licensed contractors and obtaining approval for demolition and hacking works.

Saving on Renovation Costs

To manage renovation expenses effectively, homeowners can employ several cost-saving strategies:

1. Clear Design Vision: Having a clear idea of desired renovations and choosing simpler design styles can help reduce costs significantly. Scandinavian and Nordic-themed interiors, for instance, are more budget-friendly compared to elaborate designs.

2. Choosing Between Interior Designers and Contractors: While interior designers offer comprehensive design services, engaging contractors can be more cost-effective. Evaluating the pros and cons of each option based on budget and project requirements is essential.

3. Buy-As-You-Go Approach: Instead of investing in built-in furniture, homeowners can opt for buying furniture gradually. Prioritizing custom solutions and purchasing essential items as needed can result in substantial savings.

4. Opting for Cost-Effective Materials: Choosing cost-effective flooring options like vinyl or laminate over hardwood or marble can significantly reduce expenses while maintaining aesthetic appeal.

Interior Designer vs. Contractor

Which is Better?

Interior designers offer comprehensive services that include professional design work, project scheduling, and management. They come with an additional project fee, which can significantly affect your budget. In contrast, contractors focus on task-specific work and may not provide design input. You’ll need to manage the entire renovation project yourself when working with a contractor.

Renovation Contractor

How to Find a Legit One: To ensure a smooth renovation experience, choose an HDB-approved contractor. Additionally, research the background of renovation firms, check for transparency in cost quotations, and verify all costs upfront to avoid hidden charges.

Financing Home Renovation

In addition to saving, homeowners can explore various financing options:

1. Saving Alongside Down Payment: Setting aside funds for renovation alongside down payment savings is prudent. Additionally, flexible insurance savings plans like Income’s Gro Cash Flex Pro offer financial security and convenience.

2. Home Renovation Loans: Banks in Singapore offer renovation loans tailored explicitly for home refurbishments. These loans allow borrowers to cover renovation expenses up to a certain limit, facilitating manageable repayment over time.

3. Personal Loans: While personal loans provide flexibility in fund utilization, they often carry higher interest rates compared to renovation loans. However, they offer an alternative financing avenue for homeowners with diverse financial needs.

Home Renovation Loan

HDB Home Renovation Loans in Singapore

If you need financing for your renovation, consider getting a renovation loan from a bank. These loans offer competitive interest rates and flexible tenures. Here are some options to explore:

• Citi Quick Cash Loan
• DBS Renovation Loan
• OCBC Renovation Loan
• CIMB Renovation i-Financing
• Standard Chartered CashOne Personal Loan
• HSBC Personal Loan

Remember that you can also use personal loans once your renovation loan is exhausted.

10 Ways to Reduce Renovation Cost

Here are ten strategies to help you manage your renovation expenses more effectively:

1. Set a realistic budget and stick to it.
2. Budget an extra 20% as a buffer.
3. Consider overlaying tiles instead of hacking.
4. Mix premium and economical materials.
5. Buy ready-made furniture instead of built-in.
6. Hunt for cheaper prices on big-ticket items during sales or online.
7. Refurbish old furniture or take on DIY projects.
8. Avoid investing in interior design themes that may become outdated.
9. Refrain from using wallpapers in Singapore’s tropical climate.
10. Custom-make replicas of designer furniture to save on costs.

Step-by-Step Guide to Renovating Your New HDB Home

“Thinking about renovating your home? We’ve got a step-by-step guide to help you navigate the whole process, from coming up with your interior design ideas to making sure your neighbors stay happy during the renovations. Let’s dive in!

1. Get Inspired: To kick things off, start brainstorming your interior design vision. Some people even start planning before they get the keys to their new home. Think about the kind of renovations you want – maybe some fancy carpentry, new floors, or even knocking down walls. Pro tip: Create a mood board with pictures of designs you love. Scour Pinterest, Facebook and Instagram for inspiration.
2. Set a Budget: Now, it’s time to budget. Depending on the scale of your project, having a budget in mind is crucial. Get quotes from different interior designers or HDB licensed contractors to understand the costs and materials. Don’t hesitate to ask for detailed breakdowns.
3. Find the Right Help: Choosing the right interior designer or contractor is essential. They should understand your style, be responsive to your needs, and open to feedback. For contractors, make sure they’re listed in the Directory of Renovation Contractors to ensure they know HDB’s guidelines. Do your research, shortlist your top picks, and compare quotes.
4. Apply for a Renovation Permit: Before you start tearing down any walls, remember to get HDB’s approval first. Your licensed contractor will need to submit an online renovation application to HDB. Check the status of your permit on My HDBPage.
5. Check Other Services: During your renovation, you might need additional services, like air-conditioner installation. If it involves mounting outside or projecting from your flat, make sure to engage a BCA-trained installer and report the installation to HDB.
6. Be Neighborly: Noise from renovations can be quite the disturbance, so be considerate. Inform your neighbors at least 3 days before starting. Follow HDB’s renovation time limits and keep noise levels down. Also, remember to keep them informed about noisy works.
7. Payment and Disputes: Renovation contracts are private agreements. If any disputes arise, try to resolve them amicably. If that doesn’t work, consider seeking mediation or legal assistance.
8. Lift Etiquette: Expect some chaos during renovations, with movers and bulky items taking up the lifts. Remind your contractors to be careful and avoid damaging the lifts.
9. Keep It Clean: A tidy neighborhood is a happy neighborhood. Make sure any waste from the renovations is disposed of correctly. Don’t let debris clog up the sewage system or chutes.
10. Regular Home Checkups: Lastly, don’t forget to regularly inspect your home’s fixtures and fittings. This will help you catch issues early and save money on major repairs. For more tips, check out our home maintenance guide.

With these insights and tips, you’ll be better prepared to embark on your home renovation journey without breaking the bank. Happy renovating!

When embarking on a home renovation or construction project in Housing and Development Board (HDB) flats in Singapore, the choice of your contractor plays a pivotal role in ensuring the success and legality of your endeavor. Opting for an HDB-licensed contractor offers a range of significant advantages, making it a highly recommended option for anyone looking to enhance their living space in an HDB flat.

In this guide, we will explore the compelling reasons to choose an HDB-licensed contractor, shedding light on the benefits that come with this informed decision. Whether you’re considering a simple revamp or a more extensive transformation, understanding the value of an HDB-licensed contractor is crucial for a seamless and stress-free project. Here are some reasons to opt for an HDB-licensed contractor:

1. Expertise in HDB Regulations: HDB licensed contractors are well-versed in the specific regulations and guidelines set by the HDB for public housing in Singapore. They understand the intricacies of these rules and ensure that the project complies with them.
2. Quality Assurance: HDB licenses contractors based on their capabilities and track record. By hiring a licensed contractor, it is more likely to receive high-quality workmanship and materials, as they are held to certain standards of quality and professionalism.
3. Risk Mitigation: Hiring an unlicensed contractor can lead to legal issues, subpar work, or project delays. An HDB-licensed contractor offers peace of mind, knowing that they are accountable and insured for their work.
4. Project Management: HDB licensed contractors often have experience working with the HDB, and they can help navigate the necessary permits and approvals required for a project, saving time and effort.
5. Warranty and Guarantees: Many HDB licensed contractors offer warranties and guarantees for their work. This provides added protection and reassurance for homeowners.
6. Resale Value: A renovation or construction project led by an HDB-licensed contractor is more likely to enhance the resale value of your property. It ensures that the work is done to professional standards, which can be an important factor for prospective buyers.
7. Professionalism: Licensed contractors are more likely to maintain professionalism and adhere to timelines, ensuring that the project is completed efficiently and on schedule.
8. Accountability: HDB licensed contractors are accountable for their actions. In the event of disputes or issues, there is an avenue for recourse through the HDB’s regulatory framework.
9. Supporting Local Economy: Hiring an HDB-licensed contractor is supporting local businesses and professionals, contributing to the Singaporean economy.

Choosing an HDB-licensed contractor in Singapore is a prudent decision for homeowners looking to undertake projects in HDB flats. It helps ensure that the work is done professionally, in compliance with regulations, and with the necessary warranties and protections in place.

Is HDB Licensing Essential for Contractors?

In brief, the answer is a resounding yes.

Choosing a home renovation contractor in Singapore who possesses all the necessary licenses will yield several crucial advantages that are otherwise unattainable.

HDB-licensed contractors must undergo specialized training and certification processes that familiarize them with the Housing and Development Board protocols pertaining to property enhancements. In essence, these are the only professionals who can guarantee 100% compliance. Flat owners can modify certain aspects of their property, but they cannot alter others. Moreover, specific types of renovation work will necessitate obtaining an HDB permit. Flat owners cannot embark on substantial structural changes without securing approval from the HDB.

Non-compliance with HDB requirements can jeopardize the structural integrity of the construction project. Furthermore, there may be incurred substantial fines for making alterations to the property that are deemed impermissible.

However, the absence of HDB licensing doesn’t necessarily equate to poor quality work. Many contractors and interior design teams can deliver excellent results without official certification from the Housing and Development Board.

Nevertheless, partnering with such a team carries inherent risks. Structural damage to units and adjacent ones can occur if the contractors are unaware of permissible modifications. In the event of structural damage, there is a compromise to the construction’s integrity and needless inflation to the renovation costs. Rectifying construction errors invariably leads to additional expenses, and the flat owner would be solely responsible for covering these unforeseen charges.

Identifying the Right HDB Licensed Contractor

Now that there is a comprehension of the significance of HDB licensing, let’s explore how to find the ideal team for a project.

To begin with, HDB maintains an extensive database of all the companies and service providers that have completed the licensing process. Access to this information can be found here.

Nonetheless, a database is fairly impersonal and offers limited insights into the professionals’ backgrounds, experience, and stylistic strengths. These additional factors require one’s own research.

While the HDB database is a valuable reference when having some recommendations in mind, starting independent research there can be overwhelming due to its extensive nature.

HDB provides additional resources that can assist in selecting the right professionals for a renovation project.

As seasoned renovation professionals with decades of experience in the field, we believe that a few criteria hold more weight than others. Firstly, consider the number of years a company has been in operation. Second, assess the team’s reputation and overall customer satisfaction, which can be gauged by perusing online reviews or soliciting referrals. Lastly, examine the company’s portfolio. A robust portfolio should showcase an adequate number of projects that align stylistically with the vision.

Why Choose KWYM Interior Designs For Your HDB Home Renovation

When it comes to selecting an HDB Home Renovation contractor in Singapore, KWYM Interior Designs offers compelling reasons and advantages. Here are the key factors that make us a reputable choice:

Extensive Experience

KWYM Interior Designs has a rich history dating back to 2009, accumulating over a decade of experience in the renovation industry. Over this period, they have successfully completed thousands of projects, spanning both residential and commercial sectors. This extensive experience equips them with the knowledge and insights needed to navigate the intricacies of renovation projects.

Client-Centric

Approach Recognizing that each renovation project is unique, and driven by the distinct dreams and aspirations of our clients, KWYM Interior Designs approaches each project with enthusiasm and a steadfast commitment to bringing our clients’ visions to life. This personalized approach ensures that the renovation goals remain at the forefront throughout the entire process.

Certifications and Accreditations

1. CaseTrust Accreditation: KWYM Interior Designs is a CaseTrust-accredited renovations company, demonstrating our dedication to fair trading and transparency in our interactions with clients. This accreditation instills confidence in our integrity and commitment to high standards.
2. BCA Approval: KWYM Interior Designs holds BCA (Building and Construction Authority) approval as a contractor for Interior Decoration & Finishing Works, with an L1 Grading. This recognition underscores our competence and adherence to industry standards.
3. HDB License: Our HDB (Housing & Development Board) license as a renovation contractor further attests to Our capability to handle projects related to public housing in Singapore.
4. BizSafe Level 3: KWYM Interior Designs has achieved a BIZsafe Level 3 award, indicating our commitment to workplace safety and risk management. This certification ensures a safe environment for both clients and workers.
5. General Builder License: KWYM Interior Designs has recently been awarded a General Builder Class 2 license. This specialist builder license allows us to undertake various types of construction works, including piling, ground support and stabilization, steel structuring, pre-cast concrete structuring, in-situ post-tensioning, and site investigations. This diversification of capabilities demonstrates our commitment to delivering a wide range of construction services.

By opting for a direct contractor like KWYM Interior Designs, you gain several advantages, including streamlined communication and cost efficiency. Our in-house workshop and direct workshop rates provide the opportunity to realize your renovation vision with precision and within your budget. Taking the direct route with an HDB Home Renovation contractor like KWYM Interior Designs is a rewarding and efficient choice. Our personalized approach, specialized licensing, impeccable reputation, and commitment to your timeline and budget make us a top choice for transforming your space according to your exact desires and requirements.